Healthcare Insurance is defined as the coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for medical expense, disability to accidental death and dismemberment". These costs occurred during the treatment of the patient are either fully paid by the insurance company in advance or by the indirect method in which the patient needs to pay the complete fees then the company reimburses based onto their terms and conditions.
The improving GDPs of several nations across the globe has favored the growth of the Health Insurance Market in recent years. The health insurance market has been benefitting from the rising per capita incomes, the emergence of the middle class, and a growing number of people with a relatively high income.
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